What is the ‘Payment Plan’ structure of the project? You can choose from two different payment plans: (10%-80%) & (10%-75%-15%) In the (10%-75%-15%) plan, the payment schedule will be as follows: 10% down payment from the buyer. 75% From DIB Home Finance at a preferential profit rate of 3.49% on reducing balances and the balance 15% at zero interest to be paid in 5 years.